For example, if there’s any repair needed, you can work out with the seller to get that sorted before acquiring the home. As such, never be in a rush to hand over the money.Ĭonduct a final review of the home and ensure everything is in place as you want. The seller wants your money as badly as you want the property at your disposal. When closing the mobile home, the following paperwork will be crucial: Paperwork Needed for a Mobile Home Closing The VIN will be called a manufacturer’s serial number on the data plate. How to find a VIN number on a manufactured home: We most often find it on the wall of the master bedroom closet, but it might also be located near the back door or under the kitchen sink on the inside of a cabinet door. This way, you can pay the back taxes when you transfer the title soon. If there are any due taxes, it’s only reasonable to deduct the amount owed from the purchase price you will give to the seller. You may want to verify the taxes are current before buying the home. As such, contact the county clerk’s office in the location of the home and provide them with the mobile home’s serial number or VIN to verify the taxes are current. These liens may or may not be listed on the mobile home’s title, in the “Lien’s Holder’s” section.Ĭheck for back taxes: It’s mandatory to be tax compliant. Provide them with the mobile home’s serial number or VIN to verify there are no unexpected liens that you may not know about. That’s where the Secretary of State office comes in.Ĭontact the DMV office/Secretary of State in the county the home is located. You don’t want to have problems later after a manufactured home closing. If the park manager sees any needed improvements to the mobile home for if/ when you purchase the home?Ĭheck for hidden liens: It is essential to check for secret liens.Verify the seller is current on all payments.If the manufactured home is in a park, you will want to speak with the community manager to achieve the following: Mobile home in a park: If the mobile home is placed on a private leased lot, you have little to do compared to homes in a park. It is a terrible idea to skip this part of the deal.Īsk the seller to provide you the title details: As soon as you verify the details in the title match the seller’s personal information, you’re good to go. Verify that the seller is listed as the sole owner of the manufactured home. The most important thing at this stage is to verify the ownership of the manufactured home. What to Do Before the Mobile Home Closing The Secretary of State office will guide on how to proceed. In Michigan, the process of a transferred mobile home title, from one of the mobile home owners to the other, is pretty simple and clear.Īnyone can acquire their title without struggling. If you bought your home from a retail home center, they might be required to obtain a title for you, depending on the law in the state where your home is or will be located. Whether you’re buying from a dealer/retail center or directly from the current owner, you’ll need to be presented with a title. Without it, it’s hardly possible to claim ownership of the manufactured home. What’s a Mobile Home Title, and Why is it so Important?Ī manufactured home title is a legal document that proves you own your manufactured home. The DMV or State Agency/ Secretary of State is responsible for processing manufactured home titles. Up until 1978, mobile homes were titled as a “trailer coach.” Since 1978, they have been titled mobile homes. The mobile home title serves the same purpose as the vehicle title. How to Transfer a Mobile Home Title in Michigan No matter if your home is a single-wide, double-wide, or even larger, in order to declare ownership, you will need to have a title for the home in your name. In almost every state, mobile homes and manufactured home ownership is transferred from buyer to seller via a slip of state-issued paper called a title. Either way, in order to complete a manufactured home transaction, you’ll have to understand everything there is to know about a mobile home title.Ī mobile home title is more than just a paper. Whether you’re new to mobile homes or an expert, there’s typically no legal way to transfer ownership of a mobile home without a title.
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